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Message: <blockquote data-quote="DEFCON 1" data-source="post: 6789502" data-attributes="member: 7006">Well, sure... and that was really my point.  That's why I would most likely go along with an "armor-less" chainmail re-skin, because like you say, for the most part things like sundered armor, rust monsters, encumbrance and the like, wouldn't appear nearly enough in the game for there to be any appreciable difference (or not appear at all for certain tables).  So just saying "No way, spend a feat slot for that!" out of hand isn't really necessary in my opinion.  There's a good chance you can make these re-skins without causing much mechanical issue, nor render other options obsolete.But that being said... I think there still needs to be a balancing factor between the character wearing actual chainmail and the one wearing the re-skinned "armor-less" version.  And to me, the easiest way to balance the two is just make the armor-less character susceptible to the exact same things the chainmail-wearing PC is.  For the most part, it'll probably never come up... but on the off-chance it does, the two players should be aware of it and the re-skinning player just needs to know they don't get special dispensation just because in-game they "aren't wearing any armor".Truth be told though... as someone also mentioned above (I'm A Banana?)... as I am also a big fan of feature swapping to get the kind of character you want (rather than more burdensome methods like 1-level multiclassing), I'd probably recommend swapping in Unarmored Defense to the cleric while swapping out another feature (like perhaps all the cleric's Armor proficiencies.)  That way the player can get what they want and you never have to worry about balancing them against another player's character.</blockquote>

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