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Message: <blockquote data-quote="Wulffolk" data-source="post: 7259269" data-attributes="member: 6871450">I haven't read the whole thread, so my apologies if this has already been stated.That being said, gold pieces and others forms of wealth are actual physical items in a fantasy world. I think that many of us are so used to money being digital currency, and buying stuff with card transactions, that gold pieces become just a score on the character sheet. Any time I hear people complain about character's having 10's of thousands of gold pieces I find myself wondering where they keep it that is secure enough to not have to worry about losing it, or how they are transporting it everywhere with them.Ok, so you have found 1000 gp for the 3rd adventure in a row. Now what? Where do you stash it? Do you actually carry around chests full of gold wherever you go? Why are you not being targeted constantly by bandits or greedy dragons? Has your DM created the Adventurers Guild Credit Union that pays you interest to store your gold and is impeccably honest? When you carry 400gp to the Smith shop for your plate mail armor does it really go unnoticed? Even if you don't get robbed that Smith now has 400 gp in his shop. Can he protect it? Possessing wealth makes you a target.My point is that transactions of significant wealth in such a setting are not the secure mundane transactions that we perform daily in the real world.My answer to character wealth . . . Use it or lose it!</blockquote>

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