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Message: <blockquote data-quote="2d6" data-source="post: 1191198" data-attributes="member: 12802">Some credit cards are better then others, many now offer zero liability, rather then the legally mandated $50 max liability.As for debit cards, that isn't neccesarily true. Your loss is limited to $50 if you notify the financial institution within two business days after learning of loss or theft of your card or code. your liability raises to $500 after the two days and unlimited after 60 days. The bad thing is that the money is gone during that time and there is usually a period of time while the bank investigates the claims that you may have problems with other outstanding checks, etc. If you have a problem with the bank disputing a fraud charge, you can contact:Comptroller of the Currency's customer assistance specialists by: Telephoning 1-800-613-6743, toll-free (Monday-Thursday 9:00a.m. to 4:00p.m.CST) E-mailing - E-mail to <a href="mailto:Customer.Assistance@occ.treas.gov">Customer.Assistance@occ.treas.gov</a>; Fax - Faxing to - 1-713-336-4301 or; Sending mail to - Customer Assistance Group1301 McKinney StreetSuite 3710Houston, TX 77010If your a US citizen, contact your represenitives and urge them to revise the Electronic Funds Transfer Act to bring protections on debit cards in line with credit cards, the banks oppose legislation like this, but they make monster bucks on debit transactions.</blockquote>