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Message: <blockquote data-quote="genjitsugaming" data-source="post: 1774433" data-attributes="member: 17076">Very NearlyHeap is nearly right; only thing is, since money's face value doesn't change no matter how many times it changes hands, there's no -3 penalty to the effective purchase DC. (I don't have the book handy just at the moment, so maybe there's some statement to the contrary, but the whole reason for the "subtract 3" part of the process is that you can rarely resell something for the same price you paid for it.) The process, therefore, runs like this:Determine how much each of the $50,000 (or whatever) each character receives. If four PCs divide it equally, each gets $12,500. If they give it all to one guy so he can go buy them a car, apply the entire $50,000 to that one character and ignore the others.For each PC who received some of the cash, determine the equivalent purchase DC of that value. $50,000 has already been stated as 31, and I'm assuming that's right since I don't have the book handy; $12,500 has a lower value, I'm guessing purchase DC 24 or so, but again I don't have my book handy. That PC's wealth bonus increases by the same amount that it would decrease if the character purchased something with that DC; +1 if the resulting DC exceeds the character's wealth bonus by 1-10 points, +1d6 if it exceeds the character's Wealth bonus by 11-15 points, and +2d6 if it exceeds the wealth bonus by 16 or more. The character gains an additional +1 wealth increase if the money amount equates to a purchase DC of 15 or higher (he or she gains this +1 increase even if the DC of the reqard is less than or equal to his wealth bonus).So, if two characters split a $100,000 dollar reward ($50,000 each), and one has a wealth bonus of +22 and the other has a wealth bonus of 12, the first one's wealth bonus increases by +2 (+1 for being 9 points over his wealth bonus, and +1 for being over 15), and the second character's wealth bonus increases by +2d6+1 (2d6 for being 16 or more points higher than her wealth bonus, and 1 for being over DC 15).The wealth system is great for dealing with the complexities of modern finance in a simple way, but it's not nearly so much fun to say, "He gives you a suitcase full of money with a purchase DC of 23."NF</blockquote>

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