Godzilla Insurance

[Kilmore]

Um, this isn't terribly on topic, and has little to do with any actual campaigns I'm running right now, but I thought this might be an interesting question to bring up here. And someone might use it as a game idea somehow.

If Godzilla squashes my house, could I, under most existing insurance policies, make a claim?

And if I was inside it, would Life Insurance be payable at that point?

P.S.: I saw a new Godzilla movie tonight. King Gidorah rocks!

 

[Nifft]

Most modern policies, especially those around the Pacific Rim, have an "Act of Godzilla" exeption rider.

-- Nifft

 

[Crothian]

Depends on the writing of the policy. Now a day insurance poliecies are a little more specific.

 

[Mr Fidgit]

If Godzilla squashes my house, could I, under most existing insurance policies, make a claim?

well, Godzilla is considered by some to be a force of nature, so, as such, may not be covered by your policy. some policy coverages are determined by region and/or policy giver. you should check your personal coverages right away

And if I was inside it, would Life Insurance be payable at that point?

this would probably fall under the 'unexpected death' category, wouldn't you say?

 

[bolen]

I personally sell anti-godzilla insurance. e-mail me and send paypal and Ill take care of it

I also sell

1) bridges
2) anti-ufo insurance

 

[ColonelHardisson]

Y'know, I looked at my car insurance policy closely once, and it specifically mentioned that it did not cover any damage resulting from war, insurrection, or any type of nuclear incident.

 

[hong]

And if I was inside it, would Life Insurance be payable at that point?

Well, most insurance policies these days operate on the principle of replacing whatever was damaged or destroyed, so you would have to have a life in the first place.


Hong "which rules me out, I think" Ooi

 

[Terraism]

Re: Re: Godzilla Insurance

Well, most insurance policies these days operate on the principle of replacing whatever was damaged or destroyed, so you would have to have a life in the first place.


Hong "which rules me out, I think" Ooi

Don't worry Hong - that'd only be the case if you had over 4000 pos--- oh. Um... I'm so very sorry for your loss.

 

[machine]

I personally sell anti-godzilla insurance. e-mail me and send paypal and Ill take care of it

I also sell

1) bridges
2) anti-ufo insurance

[/delurk]

I don't exactly remember why or when I read this... but there is/used to be a company that should anti-abduction insurance. "Anti-abduction" meaning aliens entering your home and absconding with you for experiments.

[lurk]

 

[I'm A Banana]

To maybe slightly turn this on-topic...

....you think the first fantasitic insurance company would provide Evil Necromancer Coverage? And then, would Evil Evokers be also covered, as long as they know some Necromancy? And what if it's not the Necromancer himself, but some evil sidekick (like a skeletal terrasque)? Do you need coverage agianst acts of monsters and necromancers and undead? And what if Pelor hates you? Are all acts of gods the same?

And can I buy insurance for my dragon?