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<blockquote data-quote="Minigiant" data-source="post: 6683965" data-attributes="member: 63508">My settings has plenty of factions despite not being Forgotten Realms. In my setting, powerful guilds, clans, noble houses, and churches replace thesuper PCs of base D&amp;D.Instead of perks, the just provide their services at cheap rates to friends and members.The Church of White Gold is a life insurance company and you can pay preemptively for rescue missions and revives. You can even pay off your policy by escorting NPCs to fallen heroes and villains. just DO NOT FAIL the mission as there are worse fates than death.The Ratcatcher guild pays for all the low level rats quests. Favor with them gets you first dibs on quests in the sewers and they have the cheaper rates for passage to the elemental planes.The West Feyland Trade Company has exclusive trade and property rights to the most valuable part of the Feylands. Membership and favor determines how much &quot;inventory loss&quot; they are willing to write off. Those barrels of &quot;sugar&quot; total fell off the ship. Note: There are no sugar plantations in West Feyland.</blockquote>

[QUOTE="Minigiant, post: 6683965, member: 63508"] My settings has plenty of factions despite not being Forgotten Realms. In my setting, powerful guilds, clans, noble houses, and churches replace thesuper PCs of base D&D. Instead of perks, the just provide their services at cheap rates to friends and members. The Church of White Gold is a life insurance company and you can pay preemptively for rescue missions and revives. You can even pay off your policy by escorting NPCs to fallen heroes and villains. just DO NOT FAIL the mission as there are worse fates than death. The Ratcatcher guild pays for all the low level rats quests. Favor with them gets you first dibs on quests in the sewers and they have the cheaper rates for passage to the elemental planes. The West Feyland Trade Company has exclusive trade and property rights to the most valuable part of the Feylands. Membership and favor determines how much "inventory loss" they are willing to write off. Those barrels of "sugar" total fell off the ship. Note: There are no sugar plantations in West Feyland. [/QUOTE]

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