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<blockquote data-quote="Anguish" data-source="post: 5737425" data-attributes="member: 27032">Your player should have AC 40.&nbsp; Full plate has a MaxDex of +1.&nbsp; So they only get to apply 1 of their 5 Dex bonus to AC.&nbsp; That said, making the armor out of mithral increases its MaxDex by 2, allowing the hobgoblin to apply 3 of their 5 Dex bonus to AC.&nbsp; So despite having +5 for Dex, they only get to use +3.&nbsp; Net result of AC 40.Full plate (1,500gp) &amp; masterwork (150gp) &amp; armor spikes (50gp) &amp; mithral (9,000gp) &amp; +5 enchantment (25,000gp) = 35,200gpHeavy steel shield (20gp) &amp; masterwork (150gp) &amp; shield spikes (10gp) &amp; mithral (1,000gp) &amp; +6 in enchantments (36,000gp) = 37,180gpring of protection +3 18,000gpamulet of natural armor +3 18,000gpNet expenditure: 108,380gpWealth-by-level recommends 315,000gp at 16th level.&nbsp; So your player has spent a third of their wealth on armor class and got a 40.Perspective: a typical raging barbarian will have 16 (BAB) &amp; 12 (STR including a +6 ability enhancement item) &amp; likely a +4 weapon &amp; a good chance of Weapon Focus, able to hit +38.&nbsp; Average dice roll is 10.&nbsp; So the barbarian has a 50/50 chance of hitting AC 48.&nbsp; He literally only misses your hobgoblin by rolling a 1.&nbsp; Rolling a 2 + 38 = 40, a hit.&nbsp; Sure, his second attack only hits a 43 on average leaving him a 70% chance to hit.&nbsp; This third attack drops down to a 45% hit chance and his fourth attack is a measly 20% chance to hit.&nbsp; This means... a typical barbarian is going to still lay down decent damage against your hobgoblin PC.&nbsp; The same applies for fighters, and other to-hit PC classes.This isn't unreasonable.</blockquote>

[QUOTE="Anguish, post: 5737425, member: 27032"] Your player should have AC 40. Full plate has a MaxDex of +1. So they only get to apply 1 of their 5 Dex bonus to AC. That said, making the armor out of mithral increases its MaxDex by 2, allowing the hobgoblin to apply 3 of their 5 Dex bonus to AC. So despite having +5 for Dex, they only get to use +3. Net result of AC 40. Full plate (1,500gp) & masterwork (150gp) & armor spikes (50gp) & mithral (9,000gp) & +5 enchantment (25,000gp) = 35,200gp Heavy steel shield (20gp) & masterwork (150gp) & shield spikes (10gp) & mithral (1,000gp) & +6 in enchantments (36,000gp) = 37,180gp [i]ring of protection +3[/i] 18,000gp [i]amulet of natural armor +3[/i] 18,000gp Net expenditure: 108,380gp Wealth-by-level recommends 315,000gp at 16th level. So your player has spent a third of their wealth on armor class and got a 40. Perspective: a typical raging barbarian will have 16 (BAB) & 12 (STR including a +6 ability enhancement item) & likely a +4 weapon & a good chance of Weapon Focus, able to hit +38. Average dice roll is 10. So the barbarian has a 50/50 chance of hitting AC 48. He literally only misses your hobgoblin by rolling a 1. Rolling a 2 + 38 = 40, a hit. Sure, his second attack only hits a 43 [i]on average[/i] leaving him a 70% chance to hit. This third attack drops down to a 45% hit chance and his fourth attack is a measly 20% chance to hit. This means... a typical barbarian is going to still lay down decent damage against your hobgoblin PC. The same applies for fighters, and other to-hit PC classes. This isn't unreasonable. [/QUOTE]

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