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Message: <blockquote data-quote="Jon_Dahl" data-source="post: 5692814" data-attributes="member: 89822">I don't whether to call this as a loophole or not, so you'll be the judge...Daily wage of 4th-level warrior is 12 sp per day. Usually mercenaries have to be hired for longer term and dangerous missions can double or triple the salary. So we might be looking at 17 gp weekly wages.In average any small town has at least one 4th-level warrior but you don't have to look for them from small towns. Cities will have them plenty.2nd-level character should have about 900 gp of wealth. So such character can gather a team of a dozen 4th-level warriors as his mercenaries for 170 gp's per week, assuming that they are going to fight almost daily.Since hirelings don't earn XP, we can assume that the character will take it all. And if he/she doesn't receive (full) XP things will just get messier, because this is a pathway to riches: Average treasure from 2nd-level encounter is 600 gp and assuming it's just loot that you have to sell, you can earn enough money to upkeep your retinue for a week just slaying one bugbear (and finding its nest). And in the matter of fact slaying a bugbear - or a small group of ogres - is no problem for this kind of retinue.This is of course just silliness - I know - but tbh official adventures have fallen to it and I think it's quite common. E.g. it gives me headache that in "Shadows over Istivin" one petty noble has a retinue of six 6th-level warriors. Where do NPCs get these fantastic merceneries? I could afford the same at mere 4th-level!But seriously, here's my opinion:All 3rd-level warriors are officially considered to be "sergeant"-level characters. All 5th-level characters are "lieutenants". At 3rd-level and beyond NPC Warriors refuse to fight as front-line grunts and demand to command their own bunch of 1st-level warriors. So in order to hire mid-level warriors, would-be employers also need to hire loads of 1st-level warriors, thus creating (severe) logistic-problems.What do you think about all this?Damn, some day I'm going to make a 1st-level fighter who dreams to be warlord. And then I'll start to gather my own mercenary-army...</blockquote>

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