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Message: <blockquote data-quote="Ralts Bloodthorne" data-source="post: 2084964" data-attributes="member: 6390">I recently found out that I have had medical insurance for the last 6 years.Imagine, finding out after paying thousands in hospital bills and RX bills, that you had insurance just sitting there.$3 a perscription for generic, $9 for brand name.Good caps ($75K catastrophic single visit cap) and all kinds of benifits.My problem isn't with my insurance company, it's with the collection agencies and some of the hospitals I'm getting my bills from. See, if I collect them all, my insurance pays for them, they repay me for what I've paid, and the unpaid balance the hospital has to suck up. I can only be charged a set amount for services.(It's TRICARE Prime for those of you wondering)I get the runaround, hassalled, threats, all kinds of fun stuff, when the hospital or collection agency discovers I can only be billed $75 per X-ray, and the other $60 they just have to eat.So I can understand, to an extant, what you're going through, Joe.The American medical system has gone from caring for the sick and injured to victimizing and taking advantage of Americans.And don't even get me started on hospitals and doctors doing major surgery for free on people from other countries that they fly in, at thier own expense, and care for for months, while people here in America die from lack of proper medical care.</blockquote>