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Message: <blockquote data-quote="Ace" data-source="post: 2247671" data-attributes="member: 944">One simple D&Dnomics fix I implemented was to assume that all wages included cost of living at an appropriate social status This way an untrained apprentice (1sp) will have enough silver at the end of the day for a couple of tankards ale and (over the week) a spot of tobbaco --Skilled workers (typically 3rd level skill 10-12) have a better standard of living and 10 or 12GP a week extra -this is a decent chunk of money -- enough to put them into the D&D middle class anyway-- they can buy a house (if the save for a few years)  - take a short vaction -- afford and emergency spell without going into lifetime penury (say Cure Disease to save little Billy) thats sort of thing -- they may even have a Cure Minor potion for emergency stabilizing  if they have a dangerous job They could even scrimp together enough to outfit a starting adventurer They aren't rich though and won't be buying +3 Armor or a fortified moathouse</blockquote>