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Message: <blockquote data-quote="Sejs" data-source="post: 3194100" data-attributes="member: 4910">Anyway, regarding the actual question -  First off, it sounds like you're operating on the assumption that polite human/elven/etc civilization is the only civilization out there, and that all those orcs, ogres, kobolds and the like live in complete isolation, except for occasionally terrorizing polite society.Why do orcs and ogres have any interest in coin?  To barter things from other groups that they lack the ability to produce on their own, or the inclination to steal.  An orc tribe might have hunters enough to provide themselves with food and skins, but they arn't much for mining or smithing.  Ah, but they know a tribe of kobolds that is, and who they lost a lot of warriors to last time they tried raiding, thanks to all the kobolds' traps and poison.  So the orcs trade some food and raiding spoils (including coin) to the kobolds in exchange for nice heavy iron swords for all the orc warriors.An ogre might want to keep wealth around as a status symbol.  Look how mighty and fearsome he is - tribute and spoils everywhere are a testiment to his prowess.Why do dragons care about coin?  Because they're two things: they're greedy, and they're smart.  Pay mercenaries and agents, mess with polite society from behind the scenes, ego-stroke ala the ogre, pay for all those defenses on their lair that require someone else to put them in, so on and so forth.</blockquote>