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Message: <blockquote data-quote="mmadsen" data-source="post: 1982471" data-attributes="member: 1645">Interesting questions, Quasqueton.In almost every case, I think the answer is that you commission the item, put some amount down, then pay the rest when you pick the item up.  Or you buy it used, if you can find a willing seller.  After all, who keeps composite longbows in inventory?  There are only so many Mamelukes needing bows replaced.  And what noble lets just anybody buy military hardware?For items with a not-so-specialized market, a large city might have enough of a local market to justify substantial inventory.  Even the "cheap items" though, can only be sold to a tiny niche market; 50 gp is more than a year's wages for the common man.Most armor, of course, needs to be commissioned; otherwise it won't fit perfectly.  A warhorse needs to be bought young and trained for years -- with the rider.  Obviously you don't plunk down 10,000 gp and buy a ship off the shelf at Ye Olde Ship Shoppe; you commission it, or buy an existing ship.  And you can easily watch a ship being built, so you know you're not being swindled.</blockquote>