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Message: <blockquote data-quote="Goddess FallenAngel" data-source="post: 3466376" data-attributes="member: 11434">When I was in a simular situation, I found that I had to stop and think every time money left my wallet. This is much harder than it sounds.When paying bills, stop and review them (you should sit down with your other half for this as well, find out what he is paying). Consider - do you really need cable? Do you really need caller id on the phone? Do you really need both a landline and a cell? Do you really need high-speed internet? Most people think that they do, but really, they are not necessary to life, and you can always get them again once your finances improve. Although, my fiance and I got rid of cable because we couldn't afford it - and after we got past the withdrawal, we found that we really didn't need it, and didn't really want it back.When shopping - even grocery shopping - stop and think before you put it (whatever it is) in your cart. Is this a want or a need? If it is a want, put it back. If it is a need, stop and think if you really need it, or if you can do without. If you really need it, can a generic or store brand do just as well? Is there something that is less expensive that can serve the same function? I agree with ebaying. Also, the Craiglist for your area might be an option.And, if you sell the car (which it looks like you are trying to do, ASAP), make sure that you get at least enough from it to cover what you owe, so you aren't still paying on it when it's gone. Also, another option might be to take it back to the dealership and see if you can trade it straight up for a less expensive, older vehicle. I had a friend who traded in his truck for an old car, free and clear. However, this only works if your car is worth a decent amount of money.</blockquote>

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