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Message: <blockquote data-quote="FireLance" data-source="post: 2951382" data-attributes="member: 3424">Stuff is only important if you can not or do not adjust for its lack or its excess (compared to the baseline assumptions, at least).It seems almost blindingly obvious, but the more equipment the PCs have, the more easily they will be able to overcome the challenges they face, and the less equipment they have, the more difficult the challenges will be.If your PCs have equipment at or close to the standard wealth levels, you can generally gauge the difficulty of a fight by comparing party level to monster CR.If you want to run a campaign with lower or higher levels of wealth, the CR system won't work as well, and you may have to eyeball the specifics of the creature against the PCs' specific abilities to ensure that the fight will be as easy or as hard as you like. This is no different from what DMs generally had to do prior to the CR system, but the need to do likewise in 3e is seen by some to be a failure of the system, instead of recognizing that you aren't going to be any worse off than before if you don't follow the standard assumptions.</blockquote>