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Message: <blockquote data-quote="Alchemist" data-source="post: 1544341" data-attributes="member: 6594">I would say magical means.  Soul-printing or somesuch.  Perhaps the note itself is magical and glows when the owner holds it.  Of course no spells are written for such a thing, because it dosen't involve blowing monsters up. <img src="https://cdn.jsdelivr.net/joypixels/assets/8.0/png/unicode/64/1f642.png" class="smilie smilie--emoji" loading="lazy" width="64" height="64" alt=":)" title="Smile    :)"  data-smilie="1"data-shortname=":)" />  I wouldn't put such spells at a terribly high level either, so you wouldn't need a huge staff of powerful wizards and clerics at every location.And I don't agree that they would necessarily be easy to rob just because magic exists.  How does the king keep *his* treasury safe?  I assume it must be, or the kingdom wouldn't hold up for long.  How does the evil wizard keep his fortress secure?  Going that route, I would imagine an organization powerful enough to consider backing such notes and issuing loans would collectively be substantially more powerful than a single crazed wizard, and potentially even the king of a nation.Any large organization would probably keep a good amount of cash on hand, regardless of whether they're holding it for others or using it in their daily business.  I doubt they would keep millions laying in the back room, but they could (for example) make a extra-dimensional space (bag of holding-esque) that could only be accessed with a magical key, coded to the local master.  Magic isn't only good for offense, it makes a good defense too.</blockquote>

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