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Message: <blockquote data-quote="amerigoV" data-source="post: 5964046">A fun twist for you - while the dragon is a loner by nature, he is very intelligent and knows that eventually people will come after him. The reason he has collected treasure over the years is not because he is attracted to shiny bits like some idiot bird, but because he needs the money to counter the eventual threat of man.So he puts his money to work. People in nearby towns are paid to inform if adventure types come into the area. He owns the shops you get adventuring gear and has come up with a line of dragon killing accessories (which, of course, do not work against him). He owns keep parcels of land to generate  a sustainable source of income. He buys municiple bonds to put in an irrigation system so there are more crops and life stock (food), Etc.In the end, if they kill the dragon they find little treasure other than some art and petty cash and have created a massive tangle of land/business ownership that has to be sorted out (which likely passes to a kin of the Dragon).</blockquote>