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Message: <blockquote data-quote="knightemplar" data-source="post: 5073550" data-attributes="member: 56260">Ships: I had this idea earlier based on the Living Eberron page. If we give the character 1 reward point for each month a character has been active in one of the games.  How about we use Lorba to run a loanshark service to loan characters money to buy ships or other expensive equipment. Depending on how much the ship costs say a YT-1300 light freighter (new 100,000/used 25,000) versus a Acton IV bulk transport(new 1,000,000/ used 500,000). For every 100,000 financed through Lorba requires so much paid back after every adventure.  The character must also provide 10% of the purchase price of the ship up front, so for a new YT-1300 that would be 10,000 credits, before the loan is approved. You can also only have one loan active at a time. The character must also keep a running balance on what he still owes Lorba on his character sheet, as well as when he paid him.  If the character is active in a game that runs, and the ship that was bought, is the active one in the game.How about that we let character use reward points to pay off 5,000 credits per reward point. So after 20 reward points earned, the new YT-1300 would be totally paid off. The Acton would take significantly longer. Characters can also use credits given to them at the end of the game to also pay down the loan with Lorba. If more than one person has a ship, only one of the ships is allowed to be active in the game, for the whole game, barring death of character or loss of the player in the game. As long as the character owes Lorba, he could be called on to do special favors for Lorba by the GM of the current game. If the character completes the favor, Lorba will knock a little more off of the money owed to him at the discretion of the GM and Judges.  If the character has no interest in taking a loan from Lorba. The reward points can be cashed in for an experience point bonus. It would take a total of 10 reward points for a free level for the active character, with the stipulation being that they can not be active in any game when the reward points are cashed in.  The player can choose whether he wants to pay Lorba with reward points or cash at the end of the adventure and save his reward points for cashing in for the experience bonus. GM's according to Living Eberron gain 2 reward points per month of actively running games. These are awarded at the end of the adventure by the Judge overseeing the game. The GM can use these on any of his characters to pay down a loan or get the experience bonus as the GM sees fit.</blockquote>

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