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Message: <blockquote data-quote="UngeheuerLich" data-source="post: 7591363" data-attributes="member: 59057">Now deduct 10gp per encounter because the familiar dies everytime.I guess it is about 12 encounters per level or so. That is about 500 gold. Yes. If that is what happens then it is about half of your share of 5000gp by level 5 in a 5 man party. Of course that is the worst case. But the familiar dying every other combat is not unrealistic if you put it in dangerous situations every round. So take that as warning.I don't know if my game deviates so much from every other game, it might be. But it is entirely possible, especially at low levels that the DM will not tolerate a familiar granting advantage all the time doing nothing against that.I also think if someone asks if it is a common tactic, you should also note downsides. I mean if the DM is not as lenient with the familiar as many other DMs seem to be, the person asking should know. So he should at least ask his DM how he handles it instead of asking stangers who might have wildly different playstyles.</blockquote>