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Message: <blockquote data-quote="Palskane" data-source="post: 2807717" data-attributes="member: 2000">Yeah. I think the number might actually have been on the transformer. From what we can tell, the pole hit closer to the roof of the car. The transformer had broken free from the pole and was what hit the front fender. I just hope I don't end up getting a raw deal with this. When I bought the car, I bought it outright. Then, I got the personal loan about a year after I got the car. They didn't loan me much, not even the value of the car. So, my payment on the loan is only about $160 a month. If they total the car, I should be put back into a position that is equitable to what I was in before. A car with about the same mileage, that I "own", and with the same payment. At least, that's what I think should happen. I've already looked online, and the value for the car varies wildly. I've checked Kelly Blue Book, and the NADA sites. Depending on trade-in value, or retail value, the car varies anywhere from a little over $5000 to $8900. I paid about $9700 when I bought it. I'm guessing that if they total it I'll only get the least value given for the car. Which  puts me in a bad spot because I can't buy the same car for that.</blockquote>