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Message: <blockquote data-quote="KarinsDad" data-source="post: 2907676" data-attributes="member: 2011">Even at 50%, the guidelines you quote can easily give the PCs a lot more wealth than they should ever get. And except for a few bribes to NPCs or spells cast by NPCs, most PC expenses are fairly trivial compared to the wealth that they acquire.If they buy an inn, they still have the value of the inn as part of their wealth (assuming it does not burn to the ground or some such).One Use items rarely get used by NPCs either. Sure, a few one use items might get used in a combat, typically Potion of Curings or Invisibility or offensive/defensive scrolls, or some such, but that is usually a very small percentage of the actual wealth in an encounter. If it were a high percentage of the wealth, then the NPCs would typically not have enough time to use them.According to the DMG, four 7th level classed NPCs (with PC classes, not NPC classes) would have 31,200 GP (4 * 7800 GP). You do not convert it to an EL 11 encounter to lower the GP. That's 97.5% of the wealth 7th level characters should acquire by the time they get to 8th level.Defeating such a group would be a challenge. It would gain the 7th level group 2100 XP each or 30% of the XP needed to get to 8th.That's nearly 100% of the wealth for 30% of a level.Even assuming a worse case scenario of none of the items being useable by the PCs, assuming a worse case scenario of none of the items found in all of the other encounters by the PCs until they reach 8th level being useable by the PCs, and assuming they only get 50% for all of this wealth, that would mean that the PCs should acquire 32,800 GP more in wealth (give or take some minor expenses) for the other 70% of the XP needed to get to 8th level.Now granted, a PC group could get experience for Roleplaying, accomplishing missions, etc., but one has to be careful in assigning encounter wealth as per the DMG, especially for NPC "humanoid classed opponents", if you want to more or less stay in the ballpark of the wealth by level charts for PCs.If the DM has multiple encounters of slightly lower level classed NPCs, the PCs could easily gain a lot more wealth than their level indicates.</blockquote>

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