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<blockquote data-quote="Sandain" data-source="post: 1904544" data-attributes="member: 19306">I picture magic shops as being similar to exclusive European sportscar dealerships.&nbsp; it is an elite club and the owner only deals with people he already knows 99% of the time.There is limited supply, and limited demand.&nbsp; If the owner was wealthy enough to own all his merchandise without any debt - he could easily buy a castle and retire.So, who does the emrchant owe money too?&nbsp; Does he deal in lines of credit perhaps?Option 1He owns the business, and its financed through a large bank and he has insurance for the stock.&nbsp; But, he pays protection to the local thieves guild.&nbsp; This guild cannot tolerate thier repuation being tarnished and will hunt down the party.Option 2A local adventuring group has a sizable line of credit with him, but with no stock and no ability to repay loans he goes bankrupt.&nbsp; The adventurers are out of pocket by tens of thousands of gp.&nbsp; They hunt the group.&nbsp; They may be LG and have Paladins etc.Option 3The mage is a very powerful retired adventurer and his reputation has been enough in the past to discourage thieves.&nbsp; He scrys, teleports, forcecages etc and compells the group to go on dangerous quests to repay thier theft (and to restock his store)Option 4The owner is wealthy but has many powerful friends who regularly buy and sell via him.&nbsp; The kind of friends who make problems 'dissapear' and have Italian last names.</blockquote>

[QUOTE="Sandain, post: 1904544, member: 19306"] I picture magic shops as being similar to exclusive European sportscar dealerships. it is an elite club and the owner only deals with people he already knows 99% of the time. There is limited supply, and limited demand. If the owner was wealthy enough to own all his merchandise without any debt - he could easily buy a castle and retire. So, who does the emrchant owe money too? Does he deal in lines of credit perhaps? Option 1 He owns the business, and its financed through a large bank and he has insurance for the stock. But, he pays protection to the local thieves guild. This guild cannot tolerate thier repuation being tarnished and will hunt down the party. Option 2 A local adventuring group has a sizable line of credit with him, but with no stock and no ability to repay loans he goes bankrupt. The adventurers are out of pocket by tens of thousands of gp. They hunt the group. They may be LG and have Paladins etc. Option 3 The mage is a very powerful retired adventurer and his reputation has been enough in the past to discourage thieves. He scrys, teleports, forcecages etc and compells the group to go on dangerous quests to repay thier theft (and to restock his store) Option 4 The owner is wealthy but has many powerful friends who regularly buy and sell via him. The kind of friends who make problems 'dissapear' and have Italian last names. [/QUOTE]

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