Menu
News
All News
Dungeons & Dragons
Level Up: Advanced 5th Edition
Pathfinder
Starfinder
Warhammer
2d20 System
Year Zero Engine
Industry News
Reviews
Dragon Reflections
White Dwarf Reflections
Columns
Weekly Digests
Weekly News Digest
Freebies, Sales & Bundles
RPG Print News
RPG Crowdfunding News
Game Content
ENterplanetary DimENsions
Mythological Figures
Opinion
Worlds of Design
Peregrine's Nest
RPG Evolution
Other Columns
From the Freelancing Frontline
Monster ENcyclopedia
WotC/TSR Alumni Look Back
4 Hours w/RSD (Ryan Dancey)
The Road to 3E (Jonathan Tweet)
Greenwood's Realms (Ed Greenwood)
Drawmij's TSR (Jim Ward)
Community
Forums & Topics
Forum List
Latest Posts
Forum list
*Dungeons & Dragons
Level Up: Advanced 5th Edition
D&D Older Editions, OSR, & D&D Variants
*TTRPGs General
*Pathfinder & Starfinder
EN Publishing
*Geek Talk & Media
Search forums
Chat/Discord
Resources
Wiki
Pages
Latest activity
Media
New media
New comments
Search media
Downloads
Latest reviews
Search resources
EN Publishing
Store
EN5ider
Adventures in ZEITGEIST
Awfully Cheerful Engine
What's OLD is NEW
Judge Dredd & The Worlds Of 2000AD
War of the Burning Sky
Level Up: Advanced 5E
Events & Releases
Upcoming Events
Private Events
Featured Events
Socials!
EN Publishing
Twitter
BlueSky
Facebook
Instagram
EN World
BlueSky
YouTube
Facebook
Twitter
Twitch
Podcast
Features
Top 5 RPGs Compiled Charts 2004-Present
Adventure Game Industry Market Research Summary (RPGs) V1.0
Ryan Dancey: Acquiring TSR
Q&A With Gary Gygax
D&D Rules FAQs
TSR, WotC, & Paizo: A Comparative History
D&D Pronunciation Guide
Million Dollar TTRPG Kickstarters
Tabletop RPG Podcast Hall of Fame
Eric Noah's Unofficial D&D 3rd Edition News
D&D in the Mainstream
D&D & RPG History
About Morrus
Log in
Register
What's new
Search
Search
Search titles only
By:
Forums & Topics
Forum List
Latest Posts
Forum list
*Dungeons & Dragons
Level Up: Advanced 5th Edition
D&D Older Editions, OSR, & D&D Variants
*TTRPGs General
*Pathfinder & Starfinder
EN Publishing
*Geek Talk & Media
Search forums
Chat/Discord
Menu
Log in
Register
Install the app
Install
Upgrade your account to a Community Supporter account and remove most of the site ads.
Community
General Tabletop Discussion
*TTRPGs General
No More D&D for awhile... [slightly OT]
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
<blockquote data-quote="jezter6" data-source="post: 949909" data-attributes="member: 6567"><p>Realize, that this is not a 'job.' You do not earn a paycheck, and they are not your 'employer.' You must go get your OWN license to sell TERM LIFE insurance.</p><p></p><p>You must do all the work yourself. You can PAY to get leads, but it's more money you have to keep putting in up front.</p><p></p><p>You have to recruit your friends and family...or look at other means. Sheesh, look at any job search board. People are so hard up to recruit other people that they're posting these great ads online.</p><p></p><p>You are your employer. You only make what you can sell. That's it. Which means by my calculations....to do this full time...you have to sell probably 20 term life contracts a month PLUS getting your 'recruits.' At 175$ per sale, you're not going to make a full time living out of it at ALL until you start getting others under you, then you start making....$245 + 70 for each of your recruit's sales.</p><p></p><p>So basically, everyone in your group has to sell at LEAST 20 a month, plus recruit others to get residual income. I don't know about you, but having to find your own 20 sales (which equates to probably 30 or 40 meetings with people who say no to you) per month and keeping that rate constant has got to be impossible...ESPECIALLY in a current market where people don't have the money up front right not to invest in these 'insurance' contracts.</p><p></p><p>And I put the term 'insurance' in quotes because (as I state all the time) it's not really insurance. It's buying a lottery ticket guaranteeing 500,000$ if you DIE.</p><p></p><p>What's the point in spending 10,000$ on a BET that you will die? Sure, you do want your family to be taken care of and such, but do you want to take that gamble? Because if you don't die during that time, all the premiums you put in are...you guessed it...INVESTED TO MAKE PRIMERICA MONEY! Not you...you lost out because you LIVED too long.</p><p></p><p>Sounds ominous, don't ya think? <img src="https://cdn.jsdelivr.net/joypixels/assets/8.0/png/unicode/64/1f642.png" class="smilie smilie--emoji" loading="lazy" width="64" height="64" alt=":)" title="Smile :)" data-smilie="1"data-shortname=":)" /></p></blockquote><p></p>
[QUOTE="jezter6, post: 949909, member: 6567"] Realize, that this is not a 'job.' You do not earn a paycheck, and they are not your 'employer.' You must go get your OWN license to sell TERM LIFE insurance. You must do all the work yourself. You can PAY to get leads, but it's more money you have to keep putting in up front. You have to recruit your friends and family...or look at other means. Sheesh, look at any job search board. People are so hard up to recruit other people that they're posting these great ads online. You are your employer. You only make what you can sell. That's it. Which means by my calculations....to do this full time...you have to sell probably 20 term life contracts a month PLUS getting your 'recruits.' At 175$ per sale, you're not going to make a full time living out of it at ALL until you start getting others under you, then you start making....$245 + 70 for each of your recruit's sales. So basically, everyone in your group has to sell at LEAST 20 a month, plus recruit others to get residual income. I don't know about you, but having to find your own 20 sales (which equates to probably 30 or 40 meetings with people who say no to you) per month and keeping that rate constant has got to be impossible...ESPECIALLY in a current market where people don't have the money up front right not to invest in these 'insurance' contracts. And I put the term 'insurance' in quotes because (as I state all the time) it's not really insurance. It's buying a lottery ticket guaranteeing 500,000$ if you DIE. What's the point in spending 10,000$ on a BET that you will die? Sure, you do want your family to be taken care of and such, but do you want to take that gamble? Because if you don't die during that time, all the premiums you put in are...you guessed it...INVESTED TO MAKE PRIMERICA MONEY! Not you...you lost out because you LIVED too long. Sounds ominous, don't ya think? :) [/QUOTE]
Insert quotes…
Verification
Post reply
Community
General Tabletop Discussion
*TTRPGs General
No More D&D for awhile... [slightly OT]
Top