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Message: <blockquote data-quote="Li Shenron" data-source="post: 9824877" data-attributes="member: 1465">In theory, 5e does not set a default for how much treasure should the PC find, and therefore does not have wealth-by-level tables in PHB or DMG.So if you only had the PHB, the starting equipment packages in the Classes chapter (or starting wealth-by-class table in the Equipment chapter) are still valid at any starting level!If you choose to use the random treasure tables in the DMG, you could use the average treasure values to calculate how much wealth the PC have gained up to the starting level, after figuring out how many encounters by CR they presumably had. The book doesn't this for you because the original 5e design didn't want to imply any default. Chances are that other people already did the calculations and published them on the web.The Xanathar book has an additional table on magic items gained after adventuring by tier, which is of limited help since each tier covers many levels, and of course the table only mentions magic items by rarity.</blockquote>