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Message: <blockquote data-quote="ninjajester" data-source="post: 656059" data-attributes="member: 1387">just a few bits of advice to add to the thread...getting approved for financing doesn't mean it's a done deal...  when you get approved it means "we'll finance it if everything stated on the application proves true and you meet all our guidelines".  and while it does normally only take 30 minutes to an hour to get an approval, it sometimes takes 2 weeks to a month before the dealership hashes out all the technical details with the finance company...if you don't want a car that depreciates quickly, don't buy a saturn, kia, hyundai, daewoo, or oldsmobile...  i personally think saturns are a great car, but the only car that depreciates faster is a kia.  as for daewoos, i'll just say the company started out selling crappy electronics, and now the focus has shifted to selling crappy cars...no haggle dealerships are normally more expensive than standard "negotiate-a-price" dealerships...as previously stated, be prepared to walk away, and do so if you start to feel too pressured or angry.  it works wonders...don't agree to trade your vehicle until after the price of your new vehicle has been determined.  otherwise the dealership may simply raise the price of the vehicle you're buying to offset some of the cost of the trade.  it's a fairly common tactic.  most will probably get upset if you do this, but very few will get so upset that they will let you walk out of there without signing the contract...don't ever buy a used car until you've had your own mechanic look it over.  if the dealership has a problem with this, remember the advice about walking away...this last one is a given, but just in case...  get everything in writing!  just because the sales guy has an honest smile doesn't mean he's honest...  if the dealership agrees to fix something, get it in writing.  if they offer free oil changes for a certain amount of time, get it in writing.  also, make sure to get a copy of all documents you sign.  don't believe them if they say you can't have them.  they're lying, and you should walk away...i think that's it for now...</blockquote>

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