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Message: <blockquote data-quote="Thels" data-source="post: 938686" data-attributes="member: 12176">In the campaigns I've been playing, there's no stated agreements between the players, the characters handle it out. When the party finds magical items, they usually go to the character that can use it best. New characters that join the party might be given items if no existing partymember has use for it, but the party doesn't automatically trust new characters, this takes a little while to settle. Gold gained during the adventure is shared among the surviving characters that participated in that particular adventure. The characters who've been around longer are usually quite a bit richer.Note that these are all lowerlevel campaigns and mostly with low on magic services, so buying magic items is nearly unheard of, and when someone's dead, he's dead (though we're about to hit the levels where other options open up). Gold and magic items don't ramp up fast with the levels.</blockquote>