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Message: <blockquote data-quote="DragonLancer" data-source="post: 940824" data-attributes="member: 11868">I don't really like the party funds idea, as either a DM or as a player, and both for different reasons.When I'm DMing a game, its up to the players to decide how they want to split everything as is usual. However, when they decide to have a party funds they just seem to throw it into "party funds" and its a pain to get them to agree on who is carrying it (theft, encumberance...etc). As a player, I want my share up front either when we find it or after the adventure. All too often when I want to buy something the other players refuse me my share of the money because they don't agree with it being bought or they want it for something expensive of their own desire. I much prefer a character handling his own finances.</blockquote>