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Message: <blockquote data-quote="BSF" data-source="post: 1859216" data-attributes="member: 13098">If you want to be extremely detail oriented, then you need to include everything.  But that assumes that all the treasure in the campaign is just going back toward increasing the combat capability of the PCs.  If you have treasures that don't do much for the PCs in terms of offensive/defensive/problem solving type things, just estimate closely.  It is possible to run campaigns that do not come close to adhering to the wealth guidelines.  You can go for low wealth, or high wealth, and have plenty of fun.  You just need to be cognizant of the adversaries you throw against the party.  If you have 20th level PCs that treasure that +2 sword and everyone has nothing better than masterwork armor, a Pit Fiend is probably not an appropriate challenge.If you have 3rd level PCs that have +1 full plate, gauntlets of ogre power, quickdraw vials of silversheen and +2 greatswords on the front line tanks, then a werewolf might not be much of a challenge.  Deviating from the wealth tables is fine, so long as you are having fun in the game.  However, it might require that you pay a little more attention to the challenges you give the party.</blockquote>