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Message: <blockquote data-quote="Blue" data-source="post: 6529316" data-attributes="member: 20564">That per share is a caveat that is far from universally true.  My players will often pool money to get one PC something useful for them all.  "Hmm, 400gp in my pouch, or that front liner who's been protecting my cloth covered rear can have better armor and will pay me back.  Deal."Look, at 5th 1500 is affordable for the party to have one suit of plate.  The potential issues is ... one suit of plate.  Seems like it's blowing it out of proportion some.  If a CR6 monster could have gotten it in OP world economics, why is it out of the realm of possibility for a level 5 character to get it?</blockquote>