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Message: <blockquote data-quote="WalterKovacs" data-source="post: 4320156" data-attributes="member: 63763">For "mundane" starting gear ... 50 is the capper.50 for plate, 50 for an everburning torch, 50 for the lowest potion, 50 for a spell book/ritual book. Considering that it is half your starting resources, and in this game, you are actually expected to start with it [as a paladin].In 3e ... full plate was effectively a magic item considering it's cost ... you could not start the game with it at 1st level. Of course, they did add a number of intermediary types, that were cheaper, but provided less of an AC bonus AND less of a dex bonus to AC than the more expensive stuff ... so they purposely made cost a balancing factor.In this case, each 'better' armor is slightly more expensive, but also, requires a longer "armor" tree than just light/medium/heavy. As a result, cost is minor [and irrelevant when it becomes magical] and the feats are the main balancing factor. [especially in the case of scale being much better than chainmail].</blockquote>