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Message: <blockquote data-quote="Olgar Shiverstone" data-source="post: 5991271" data-attributes="member: 5868">Your AC scaling suggestion is definitely more elegant.I can't see negative modifiers NOT applying -- how do you get *more* dextrous by putting on armor?Assuming one maxes the Dex for their tier:AC17 = Mithral chain = Dragon Scale > Banded and Splint mail (because both of these have a penalty).  Equal AC without penalty is better than with penalty.  The cost factor won't balance after the couple of lowest levels, so I discount it. Is the 1 AC of Plate worth the -5 speed and disadvantage?  I'd give heavy one more point of AC (preferably by allowing +1 Dex, or otherwise just adding one), or else remove the disadvantage.  The heavy armor already has the challenge of needing an additional proficiency to use for everyone except fighters (and probably paladins).</blockquote>