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Message: <blockquote data-quote="OhGodtheRats" data-source="post: 5120332" data-attributes="member: 71815">We've always done it with the Primal Swarm feature being a Class Feature that stacks with normal Resistance abilities.  So in our game Example 1 would be 9 Damage and in 2 we'd have the same as you.  Problem is that in your 1st example you didn't let them stack but in the 2nd you did....and if you're considering the Primal Swarm feature to work like regular resistance in your game, they shouldn't, since "only the highest resistance applies" to effects.  We don't play with the Primal Swarm being a regular Resist X Type ability since it isn't written that way, but I think that's the debate with Swarm Druids for some folks.  Our local group was kind of surprised when they didn't alter/clarify in the latest errata.</blockquote>