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Message: <blockquote data-quote="Celebrim" data-source="post: 5193284" data-attributes="member: 4937">I also run the silver peice standard for a variaty of personal reasons.For one thing, I remember the first time I was a character having to buy a wagon to haul our loot out of B2: Keep on the Borderlands and thinking to myself (paraphrased), "I've got a whole wagon load of money here and its not even enough to conduct real business transactions with."I also started pricing out gems realistically and realized that gems and jewelry had been vastly overpriced solely to compensate for the vast underpricing of gold coin.  It created oddities though, like peasant women with a simple peice of jewerly worth more than everything else in their home.I also latter experienced a campaign where the fact that players earned gp but everyone else was paid in sp created problems of believability for me.My explanation for new players is:"A silver peice is a days wages for a poor laborer.  It's worth about $50 in todays terms.  There are no cheap mass produced goods, but everything that is handmade has about the same relative price now that it has in the game.  A gold peice is worth about $1000.  A good many people might be adults before they'd ever see a gold peice, and most will never own one.  A thousand gold peices is about a million dollars.  Keep that in mind as you find treasure.  If you find 10 gp, that's like finding a sack containing $10,000."</blockquote>