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Message: <blockquote data-quote="Greenfield" data-source="post: 6962329" data-attributes="member: 6669384">That's the way we've always played it, though the wording in 3.0 was less than clear, and the 3.5 version had a typo that, as noted, raised a question or three.Sadly, my character can't get the book.  There's a story there, if anyone cares:In our campaign we try to stay within shouting distance of the "Wealth by level" guidelines in the DMG.Our group is 6th and 7th levels.  That means we should be close to 19k, tops, for total character wealth.The book is 12,5 by itself. Further, the way we divide loot is by figuring the resale value of the whole pile, then divvying it up evenly between characters.  With that "virtual money" that makes up our share we can buy things from the pile at resale value.   The loot pile was so huge that individual shares were 19,360 each, which means that the full value of a share 38,720 gold, over twice what our total wealth should be.  And that was on top of several individual character gifts.We determined to effectively cut the treasure pile in half.  Each could claim 10k in immediate share value.  The rest was part of a Letter of Credit issued by the Admiralty when they bought all of this neat stuff.  They are at war, after all, and magic arms and armor are in high demand.Since the whole pile was more wealth than any city smaller than a major metropolis could have available, it was a reasonable excuse.So I had to choose which was more valuable to my character, a Ring of Protection (3), a Ring of Wizardry (I), or the book.I really needed the AC.  I also managed to scrape together enough other coin to get the Ring of Wizardry.  My PC is now effectively broke, cash wise, but otherwise finally competent to stand on the field without bleeding all over it.The book would have been a long term bargain, but the PC needed to be able to survive for that long term.</blockquote>

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