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Message: <blockquote data-quote="Dannyalcatraz" data-source="post: 6479686" data-attributes="member: 19675">If you want to muck around with a FRPG's money system and NOT increase the boring factor, take a different page from history.  Don't look at the precious metals, look at the early forms of paper that were used to obviate the frequent transport of huge pikes of physical currency.  By the rise of the Venetian traders, things like promissory notes, money orders, early checks, and the like were already in existence.For example: merchants tired of being robbed on a regular basis started sending notes to each other.  These note detailed a running tally of who owed what to whom in a given transaction.  Currency only changed hands once a month, in order to balance the books of each merchant.  Those slips of paper, then, were valuable.  Perhaps not as valuable as the transactions they covered, but still worth guarding and fighting for; thus, worth stealing.The next step involved the same process, but was even more secure.  A given moneylender- now, essentially banks- might have locations in several cities.  Merchants would act as before, but instead of shipping physical currency from city to city, the currency need only be moved from one moneylender to another WITHIN a city.  Or possibly from one vault to another at the same moneylender.  The notes that ordered those transfers were and are called checks.  And they're DEFINITELY worth stealing.</blockquote>