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<blockquote data-quote="Michael O'Brien" data-source="post: 7827108" data-attributes="member: 6807727">Whereas here in Australia our 15 yo son recently broke his collarbone playing soccer, which required a visit to the ER with x-rays etc, and several follow-up visits to the fracture clinic with more x-rays. Total cost was $12, and that's only because we bought an extra sling to the one the hospital provided. Otherwise it would have been zero. No worries about deductibles, or if any of the medical staff were somehow &quot;out of network&quot;, or if the insurance company's rules had changed, and so on. I am happy to pay for that certainty and peace of mind through the Medicare levy in my taxes (and help pay for those in our society who would otherwise not be able to afford it, usually through no fault of their own).To tie this back to the topic at hand, in 2015 I took on a great risk giving up my career in higher ed to become part of the new management at <a href="https://www.chaosium.com/the-chaosium-team" target="_blank">Chaosium</a>, which was in <a href="https://geekandsundry.com/cthulhu-company-kickstarted-itself-to-death-then-this-happened" target="_blank">very bad shape</a> at the time. In part, my family and I could take this risk because, living in Australia, there is the medical safety net of a universal health care system that is not tied to employment and has no pre-existing conditions, annual caps etc. so we'd all be covered if any health issues arose.</blockquote>

[QUOTE="Michael O'Brien, post: 7827108, member: 6807727"] Whereas here in Australia our 15 yo son recently broke his collarbone playing soccer, which required a visit to the ER with x-rays etc, and several follow-up visits to the fracture clinic with more x-rays. Total cost was $12, and that's only because we bought an extra sling to the one the hospital provided. Otherwise it would have been zero. No worries about deductibles, or if any of the medical staff were somehow "out of network", or if the insurance company's rules had changed, and so on. I am happy to pay for that certainty and peace of mind through the Medicare levy in my taxes (and help pay for those in our society who would otherwise not be able to afford it, usually through no fault of their own). To tie this back to the topic at hand, in 2015 I took on a great risk giving up my career in higher ed to become part of the new management at [URL='https://www.chaosium.com/the-chaosium-team']Chaosium[/URL], which was in [URL='https://geekandsundry.com/cthulhu-company-kickstarted-itself-to-death-then-this-happened']very bad shape[/URL] at the time. In part, my family and I could take this risk because, living in Australia, there is the medical safety net of a universal health care system that is not tied to employment and has no pre-existing conditions, annual caps etc. so we'd all be covered if any health issues arose. [/QUOTE]

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