Reply to thread

Message: <blockquote data-quote="Randomthoughts" data-source="post: 7829127" data-attributes="member: 6681248">I normally lurk on these boards but wanted to comment about an important aspect of the US healthcare system that I believe plays a principal role in the problems designers and creative types face today: health insurance is primarily gained as a benefit for employment and highly subsidized by your employer. This is something that should absolutely change, though personally I'm not sure what the best solution is (but acknowledging that the current US healthcare system needs to improve). The Patient Protection and Affordable Care Act (passed in 2010) was an attempt to rectify this by creating marketplace exchanges. I agree with the concept despite its flaws because health insurance became person-based versus employer-based.That being said, have designers and those in the RPG industry considered the following options:<ul> <li data-xf-list-type="ul">Purchasing health insurance through the exchanges? I have a few friends who are tradesman who were initially against the ACA but found that it allowed them to remain as independent business owners.</li> <li data-xf-list-type="ul">Enrolling in health insurance through professional associations? Many of us I presume are part of professional associations through our day jobs, some/many of whom may offer health insurance to its members. If one does not exist for the RPG industry, could one be created?</li> <li data-xf-list-type="ul">Finally, could a charitable organization be appropriate for this (justified by supporting the arts, perhaps)? I'm not a tax(-exempt) attorney but it might be worth a shot. I'm particular wary of gofundmes and such for a few reasons, just like I am with donating to charitable organizations without knowing how the money is distributed.</li> </ul>Anyway, some suggestions since this topic comes up every so often, and its disheartening really.</blockquote>

Verification