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Message: <blockquote data-quote="rpghost" data-source="post: 3266561" data-attributes="member: 2834">Except that if you do a charge back on something you bought using paypal as a gateway, they will typically seize your paypal account if you have one. Keep the money and cancel it. Aren't they nice.I bought some MTG cards for my store tournament prizes last year for $500. The jerk sent me collectors set version (worth only $50) and claimed he could call them beta cause they were black boardered too. Obviously a scam. His ebay account was canceled. He was reported by many people. I had proof of the cards. BUt since he had proof of delivery of SOMETHING, paypal would not intervien to give me my money back. I was out $450. Why? Cause I paid with paypal and not a credit card.Not to say credit card companies are any nicer to merchants either. 3 years ago we got hit for fraud in the severa thousands. While I caught it the very next day, not a single person wanted to know what the card number was, who it was, where anything was going to be shipped, nothing. They instructed me to refund the money to the card. Ok, I did, but what about the $70+ VISA kept as a processing charge? Well they didn't have to return that. We're just out of luck.What about the times when customers we know for sure got their products. Delivery confirmations say so. One even sent OUR products back to the WRONG company and claimed to have returned them? Well every single case we got stuck with hundreds of dollars of lost product, refunded money, and on top of each one was a $25 or more chargeback fee.The only thing the credit card companies care about, is the customer being happy. They'll screw anyone along the way. And they'll even try to sell you on insurance for something they will cover even if you don't have it.JamesJames</blockquote>

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