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Message: <blockquote data-quote="Celebrim" data-source="post: 5460669" data-attributes="member: 4937">I've had pretty good luck with the Ravenloft 3.e rules for fear/horror/insanity.Granted, there are some things that are worth tweaking (duration of minor fear effects for example is IMO too long), but all and all they are pretty solid and well thought out.  They are unlikely to produce really awkward results in my experience, and they tie directly into existing mechanics so you don't have to worry to much about balance.  And you can decide how often to use them and how much of a threat to make them.  For example, against low level threats its rare to run into anything with more than about DC 10, and since you don't get a truly significant effect unless you fail by more than 5 its easy to use low DC checks to tie setting color to the mechanics without leaving the players to paranoid to investigate.And if you are worried about san checks being awkward and distracting, simply throw them yourself and report the results to the players.</blockquote>