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Message: <blockquote data-quote="WayneLigon" data-source="post: 4142182" data-attributes="member: 3649">No problem putting them near a river or fertile lands; everything was like that in pre-industrial times anyway. Infertile lands are where orcs and goblins and such live. They don't need stone or metal, especially for building; most homes would be log-cabin-types or daub-and-wattle (wooden slats with clay, mud or dung and straw rammed between them) with thatch or earthen roofs. Some places might even be built slightly into a hillside like halfling homes. Villagers in these small hamlets don't need silver, gold and copper; they don't use currency, they use barter. They might well have never seen hard coinage in their lives. Your blacksmith will have that large chunk of metal for his anvil and it's probably acquirred a quasi-mystical aura about it in some people's minds. Your towns and such will have that. In a POL settings, good-sized towns are fairly rare and that's because they are near a good quarry, or a mine.</blockquote>