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Message: <blockquote data-quote="S'mon" data-source="post: 2322017" data-attributes="member: 463">IMC if a Ftr-15 receives 400,000gp cash, he may well spend it all on pretty magic items*.  If he's a feudal ruler he can still raise levy troops almost for free.  The Fighter-15 who spends 100,000gp on personal items and 300,000gp on his well-equipped Royal Guard (including spellcasters & leaders) will probably do better as a ruler, though, and IMC would have no trouble beating the first guy.*Edit: In fact this is exactly what happened in my high-level game last session.  The 18th level Warlord PC leading an army of 20,000 extorted 800,000gp of tribute from the country he was invading.  He had to give 400,000gp to his disgruntled horde; he spent the rest commissioning & buying magic items, some from that same country.</blockquote>