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<blockquote data-quote="Hawken" data-source="post: 3443715" data-attributes="member: 23619">Specifically Sembia. The premise is a group of characters are given 50,000gp each to take over Sembia through establishing a single business each to operate out of. These characters are all 11th level characters (7 class levels, +4 LA Half-Fiend template). The DM at first expected them to conquer Sembia, but now has shifted direction to just taking over a single city at the behest of their epic level Erinyes mother. First, according to the DMG II, 50,000gp (not counting their personal wealth which has been spent on personal magic items) is not even enough to start a business in a metropolis or even a large city, such as Selgaunt. If they can't even afford to start a business, how can they be expected to take anything over. The DM is not allowing loans to get businesses started. At first, he said there were no banks in Sembia, then he said there were moneylenders, but they would charge too high interest rates, demand collateral and require magical binding of some sort to comply with the terms of any loan--making the prospect of getting a loan so undesirable as to prevent anyone from even doing it. Also, does anyone think this should be more of an epic campaign than a low/mid level one? Especially when the DM has hinted at sending the players against Zhents, Thayans and just about every other organization already set up in Sembia. I'm just looking for thoughts/opinions on this.</blockquote>

[QUOTE="Hawken, post: 3443715, member: 23619"] Specifically Sembia. The premise is a group of characters are given 50,000gp each to take over Sembia through establishing a single business each to operate out of. These characters are all 11th level characters (7 class levels, +4 LA Half-Fiend template). The DM at first expected them to conquer Sembia, but now has shifted direction to just taking over a single city at the behest of their epic level Erinyes mother. First, according to the DMG II, 50,000gp (not counting their personal wealth which has been spent on personal magic items) is not even enough to start a business in a metropolis or even a large city, such as Selgaunt. If they can't even afford to start a business, how can they be expected to take anything over. The DM is not allowing loans to get businesses started. At first, he said there were no banks in Sembia, then he said there were moneylenders, but they would charge too high interest rates, demand collateral and require magical binding of some sort to comply with the terms of any loan--making the prospect of getting a loan so undesirable as to prevent anyone from even doing it. Also, does anyone think this should be more of an epic campaign than a low/mid level one? Especially when the DM has hinted at sending the players against Zhents, Thayans and just about every other organization already set up in Sembia. I'm just looking for thoughts/opinions on this. [/QUOTE]

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