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Message: <blockquote data-quote="Caliban" data-source="post: 7000416" data-attributes="member: 284">By lvl 20 you'll be facing foes with an attack bonus of 12+ (probably much higher).  PC's can get that at lvl 10 or 12.   At lvl 10 the Dino will have an AC 15 and be hit 85% of the time by something with a +12 attack bonus.  And things with an attack bonus that high tend to hit HARD because they are things like giants and dragons or huge monsters.  (example:  Fire giant is CR 9, has +11 to hit, two attacks, and does 28 damage a hit).I'm just saying, it's not much fun playing a mounted character if your mount gets killed all the time because it's a more viable target than you are.</blockquote>