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Message: <blockquote data-quote="FireLance" data-source="post: 2623195" data-attributes="member: 3424">I have asked this question before but I've never received a satisfactory answer.And, the wealth per level tables don't dictate the amount of magic required to keep up with the game. They dictate how effective a character needs to be in order to overcome the challenges he is expected to face, but his effectiveness doesn't have to come from magic.Take the example of the 6th-level fighter with 13,000 gp mentioned previously. Let's say he has about 1,000 gp of mundane equipment. This leaves him with 12,000 gp of "magic".A "standard" 6th-level fighter might have: a +1 weapon (approx. 2,000 gp), a +2 suit of armor (approx 4,000 gp), a +2 cloak of protection (approx. 4,000 gp) and a +1 ring of deflection (approx 2,000 gp).Give your "non-magic" 6th-level fighter a +1 enhancement bonus to hit and damage with any weapon he wields and a +2 enhancement bonus to AC with any armor he uses (maybe require him to spend a day practising with the weapon and armor first), give him a +1 dodge bonus to AC and a +2 resistance bonus to saves (call these level-dependant bonuses or whatever).In fact, you can just work off the Vow of Poverty benefits from the Book of Exalted Deeds to create a "low-magic" character that is about as effective as his "properly-equipped" counterpart.</blockquote>