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Message: <blockquote data-quote="S'mon" data-source="post: 5043427" data-attributes="member: 463">I think the best approach is for the GM not to track/tailor wealth in the manner you suggest, but take a more objective approach to treasure placement.  I prefer giving the PCs opportunities to acquire plenty of wealth, more than wealth-per-level, but not ever guarantee acquisition.What the GM can do at higher level is keep an eye on whether PC magic items are better than, similar to, or less than the expected standard, since in extreme cases the PCs may operate at slightly higher or lower than expected level, and that is worth knowing. However the way 4e wealth scales the difference is very unlikely to be more than 1 "plus", which is not a huge deal.Edit: In your example it looks like the PCs sold the sword for 25K, then the merchant only wants 25K to sell it back?!  That seems very unlikely; even if the PC is the king and the merchant his retainer, he'll still want a profit.  I'd normally have the merchant charge at least double what he paid for it, unless he owed the PCs a big favour or was in a weak position vis-a-vis them, in which case a smaller profit might be ok, maybe as low as 20% (4K on a 20K sale) in extreme cases.  Per the 4e RAW he'd want 125K.</blockquote>