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Message: <blockquote data-quote="Upper_Krust" data-source="post: 1329201" data-attributes="member: 326">Hi Orco42 mate! <img src="https://cdn.jsdelivr.net/joypixels/assets/8.0/png/unicode/64/1f642.png" class="smilie smilie--emoji" loading="lazy" width="64" height="64" alt=":)" title="Smile    :)"  data-smilie="1"data-shortname=":)" />Sure fire away, the boards were very slow for me yesterday hence the delay, but I noticed Sorcica had already helped out (thanks Sorcica mate!)This is already handled in Equipment.You total the cost of all Equipment. Then work out what PC level equipment thats equal to and its +0.2 per level of Equipment. Yes, you don't count non-permanent Ability Score increases (from spells etc.). Ability Score increases from magic items are considered part of the Equipment factor.Exactly.Neither Gold nor Property actually affect your CR (Though they would affect your ECL).Say for example you hired mercenaries with your gold then you would factor the mercenaries, but not the gold. Yes but I think the Vows are special cases, many having multiple components. Vow of Poverty essentially gives you a feat per level (and two at 1st) to balance the lack of equipment.</blockquote>