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Message: <blockquote data-quote="Matrix Sorcica" data-source="post: 1526249" data-attributes="member: 3547">I don't have the pdf here, so I don't know what CR a Thri-Keen is. But, a PC has wealth equal to his CR, as 1 CR = 1 PC lvl. So, if the Thri-Keen is CR 4 (just as an example), he would need 4 lvls of wealth, which would add 0.8 CR for a total of 4.8 CR. Since you round down in U_K's system and with the silver rule and all, he fits in just fine with a 4th lvl party.Ignore the two-thirds weirdness. That's just if you want to use U_K's system with the core EL system.The dragon would have a CR of 15 + (15*0.2) = CR 18. You will then have to add +0.6 CR for the last 3 lvls, for total CR 18.6. (a better formula is CR * 1.24 = CR with equipment). The dragon would  be a higher ECL (before silver rule, mind you) than the party, as CR = ECL.No. That would still be CR 15 = a 15th lvl character. CR equals ECL in U_K's system.What you do, is that you basically 'add' wealth to a creature (or NPC and PC) after determining CR. With PC classes, the wealth is just already calculated into the 1 lvl = 1 CR assumption. <img src="https://cdn.jsdelivr.net/joypixels/assets/8.0/png/unicode/64/1f642.png" class="smilie smilie--emoji" loading="lazy" width="64" height="64" alt=":)" title="Smile    :)"  data-smilie="1"data-shortname=":)" /></blockquote>