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Message: <blockquote data-quote="ranger89" data-source="post: 2938859" data-attributes="member: 31083">A few years back, my group fell apart because we were using the starting gold as stated on pg135 of the DMG and then using the DMG as a shopping catalog.  It was a high level campaign (started at level 8 or 9) and all of our PCs ended up just being a collection of stuff.  None of us really enjoyed it much (ie., too much powergaming and not enough role playing) and came up with this house rule:For a Level Y PC, where Y >= 2 Starting GP = PH Level 1 Starting GP x Y GM will then assign additional items at his or her discretion to account for the new character's advance level. As a rule-of-thumb, the total value of player selected and GM assigned items should be less than or equal to 50% of "character wealth by level" amount listed in table 5-1 of the DMG (DMG pg135)I realize that that may not be everyone's cup of tea but it works really well for us.  I should also mention that our campaign is low-magic (e.g., magic items can't be purchased everywhere).  High magic campaigns should have higher % of DMG RAW character wealth.</blockquote>