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Message: <blockquote data-quote="Storm Raven" data-source="post: 110121" data-attributes="member: 307">Remember, the wealth that an NPC has does not have to be concentrated in easy to transport materials useful for adventuring. Sure, that orc probably has a suit of chain mail, and a large steel shield and a couple weapons, all of which occupy a fair amount of the value of what he owns.But, he might have some of his wealth invested in a light warhorse, and use that in battle, making it likely that the horse will be killed in the battle.He might own some bulk goods, or scattered livestock, or a house (or shack), and even some slaves. All of those things would be difficult to move and transform into cash by the adventurers. Remember, most people don't wrap up the vast majority of their wealth into a couple of fine crafted weapons and some gems. They own useful items for everyday life, many of which are difficult to move around.</blockquote>