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Message: <blockquote data-quote="Halivar" data-source="post: 6294543" data-attributes="member: 9327">I feel like it was at least strongly encouraged in 3.x and 4E due to the vital role magic items played in character progression. In addition, 4E introduced (rather let me say exacerbated; 3E had this too to a lesser extent) the problem of the arms race between PC's and NPC's. When the PC's decide to tear up town, who will fight them? Level 1-4 men-at-arms can't touch them, so they have to be higher to present a meaningful challenge. But if you do this, you now have a quandary; if the men-at-arms can be 10th level, why can't the local hedge wizard?  I can solve this if low-level NPC's are still a meaningful challenge for the PC's.</blockquote>