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Message: <blockquote data-quote="tetrasodium" data-source="post: 8273097" data-attributes="member: 93670">That's usually called the silver standard & I've  done it.  At first it seems to work ok, but the resource pressure ranges from overwhelming to so far above any reasonable need that you ae back to the original problem  with barely  razor's edge between the two points. This happens because PCs just don't work like normal people & NPCs wen it comes to expenses & that becomes a mess tracking clothing wear & tear for example.  Using a completely different category of currency allows the gm to give apply pressure & excess to both  as desired while giving each their own consumption forms if  the players become too flush.  Wanna buy that cool magic doodad with your magic crystals?... sure but those kind of people aren't going to talk to you with how you dress & live within society & that part costs gold.  Want to save for that really really nice magic item?  sure it's a hundred times more expensive than the one you are trying to buy at the silent auction, this one is worth a thousand crystals but it's the only one up for auction, how much is it worth to you?</blockquote>